Turbo Buy - FAQs
What is Turbo Buy?
It adds +60% to each buy automatically. Built-in guardrails, no debt.
How does the +60% work?
We take the service fee and premium from your EUR payment then we match the remainder by +60%.
What fees do I pay?
A service fee per buy + ~1.16% monthly, ~0.54% every two weeks or ~0.27% weekly taken from your payment. It doesn’t increase the matched amount. You start paying the Turbo Buy fee with the next payment retrospectively.
Can I stop any time?
Yes. When you settle and close, we sell just enough to settle the matched EUR amount; the rest moves to your available bitcoin. A Turbo Buy fee is due for the current month only.
Can I pause it?
Not yet, but it’s coming. You can settle and close at the moment.
What is liquidation?
If the price falls too far, Turbo Buy liquidates. We sell only what’s needed to settle. You never owe money after liquidation. You never lose more than you invested.
How are price alerts set?
We alert at ~20% above the liquidation price (warning) and ~10% above (risk). Turn on push notifications.
How do I avoid liquidation?
Invest regularly, enable alerts, and avoid failed payments.
Why is some BTC locked?
BTC in Turbo Buy is collateral while it’s on—you can’t send or sell. Settle and close Turbo Buy to unlock then the remainder is yours.
What currencies & payments are available?
Everything is in EUR (CZK is shown as an estimate). Pay by card, Apple Pay or Google Pay. CZ local transfers aren’t supported. SEPA is coming soon.
Why is Turbo Buy in EUR only?
Our funding and settlement are in EUR, which currently gives a better rate than CZK. We show CZK as an estimate, but payments run in EUR.
Who provides Turbo Buy?
Invity Finance s.r.o.
How long should I keep this product on?
If bitcoin rises, it can take less bitcoin to settle, leaving you more. It’s up to you, but the longer the better.
Is it safe?
Backtests since 2016 show zero liquidations with regular investing. This is based on a historical backtest. It’s not a forecast or financial advice.
What is the minimum buy?
€30 - the same as for our other saving plans.
The upper limit is based on your tier - €10.000 per transaction, €10.000 daily, €15.000 monthly.
Why are the fees that high?
This is the best we can do at the moment. Getting external capital for a crypto product is expensive. EUR interest rates are lower than CZK. If we get cheaper capital in the future, we’ll lower fees accordingly. Bitcoin has been doing ~100% yearly on average over the last couple of years. The higher bitcoin rises, the less you pay back, and more bitcoin you get from Turbo.